Automated Clearing House (ACH)
ACH Origination is a fast and efficient service that allows you to complete a variety of functions, such as sending direct deposits to your employees, paying vendors, and collecting payments and drafts from your customers.
Some of the benefits of ACH Origination are:
Lower processing expenses
Set up recurring transactions
Reduce check fraud exposure
Cut down on human error with template and import options
Contact us today for more information and to apply!
Remote Deposit Capture (RDC)
Looking for ways to free up more time in your day? Century Bank has a solution for you! Remote Deposit Capture allows you to conveniently make deposits from your business using a special scanner and secure internet connection Check images are sent to the bank and processed like they were delivered in person!
Some of the benefits of RDC are:
Deposit checks securely online
Save time and money
Easy installation
Centralized management – each of your locations can have its own scanner*!
Free scanner
First month is free!
How It Works
Century Bank will provide one basic item scanner at no cost to the customer*. Once the scanner and software have been installed, customers can begin scanning check deposits to Century Bank for processing. Make deposits on your time from the comfort of your office for same-day processing until our 4pm cutoff time Monday through Friday.
Contact us today for more information and to apply!
*First scanner free, additional scanners for additional charge
Business Online Banking
Enjoy the convenience of business banking anytime, anywhere. Our Business Online Banking service offers easy and convenient features such as:
Detailed account data
Account transfers
Electronic statement access
Check ordering
Positive Pay
Alerts and notifications
User administration
Contact us today for more information and to enroll!
Positive Pay
ACH and Check law states that business accounts only have 24 hours after a fraudulent check or ACH hits the account to dispute and return the item. Help protect your business from fraudulent activity and automate part of your reconciliation process by using our Positive Pay service. By logging in to your Online Banking account daily and reviewing your Positive Pay items, you can stop fraud before it's too late.
How It Works
After loading issued checks and ACHs in the Positive Pay module, Online Banking will create a file that is compared to items that clear your business account. When an item posts that does not match your Positive Pay file, you will receive an alert and can make a decision to either pay or return the item. You can also review items that have posted that match your Check Positive Pay file.
Contact us today for more information and to enroll!