Welcome back to the Century Check-In Podcast presented by Century Bank!
In this episode of the Century Check-In Podcast, host Jill Fore sits down with Century Bank COO Dan Garland and longtime Alabama homebuilder Steve Greene of Holly Homes. With over 40 years of experience, Steve brings valuable insight into the do’s and don’ts of construction—from navigating rising costs to selecting the right contractor. Whether you’re building your dream home or your first starter house, this episode is packed with practical tips, real-world wisdom, and straight talk about building codes, land prep, hidden costs, budgeting, and the importance of working with reliable builders.
In this informative episode, we talk about:
- Why being “cheap” in construction can be a costly mistake
- The golden rule of budgeting: plan for everything
- Real differences in building codes between Alabama and Mississippi
- How to avoid surprise costs in your lot purchase (septic, water, and utilities)
- Fortified homes, insurance savings, and storm safety
- The value of Home Builders Associations and how they protect homeowners
- Advice for young homebuyers building on family land
- Building with resale in mind—even if it’s your “forever” home
- Why relationships and repeat customers matter in homebuilding
- What makes working with Century Bank different
Whether you’re a first-time homebuyer or a seasoned builder, this conversation will leave you feeling more prepared and empowered.